a) Protection of Confidential
Information:
We will safeguard, according to prudent security standards,
the confidentiality of all nonpublic personal information
you provide for us.
b) Collection, Use and Retention
of Confidential Information:
Central Carolina Pre-Owned limits the collection, use and
retention of confidential information to what we believe
is necessary to administer our business, to provide you
with exceptional quality service, to comply with regulatory
retention of information, and to make available to you other
promotions, services, and opportunities that may be of benefit
or interest to you. For example, your information may be
used to evaluate your eligibility for a loan or other services.
c) Information Collection:
We may collect:
Information we receive from you on applications and forms,
or other information that you provide for us – for example:
your income or where you work;
Information you voluntarily submit – for example, your
fax number, your e-mail address;
Information about your transactions with our affiliates,
others or us.
Information we receive from a consumer-reporting agency,
such as your creditworthiness, your employment verification,
etc.
d) Security Procedures to
Protect Confidential Information:
A fundamental element of safeguarding your confidential
information is to provide protection against unauthorized
access or use of this information. We restrict access to
nonpublic information about you to those employees who need
to know that information to provide products or services
to you. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations to guard
your non-public information.
e) Sharing Information with
Third Parties Outside of Central Carolina Pre-Owned:
We may be required to or may share some or all of the information
that we collect about you, as permitted by law, for the
following purposes-
to third parties to process or service a financial transaction
that you requested or authorized
to insurance companies who underwrite your vehicle
to state registration agencies, our regulators and auditors
to consumer reporting agencies
to vehicle manufacturer
to third parties that assist us in marketing our accounts
and service
to third parties that provide support for services for our
products, such as companies that service our mailings.
to respond to a subpoena, court order or judicial process.
Whenever other companies
or third parties provide support services on our behalf,
we require them to conform to our confidentiality and information
security standards. They are allowed to use confidential
information only to provide the service or product on Central
Carolina Pre-Owned behalf.
Before we can accept your application, you must read and
agree to the following:
I certify that the information provided by me is correct.
I also understand that you will be checking with credit
reporting agencies. I authorize an investigation of my credit
and employment history, receipt of a GLB privacy act notice
by mail, and the release of information about my credit
experience to a third party lending institution.